Turning your complex financial situation into a clear path forward
Every successful financial journey starts with a deep understanding of where you are today and where you truly want to go. Our process begins by building your Financial Blueprint — a comprehensive discovery phase where we take inventory of your current financial picture, clarify your most important goals, and identify what you value most.
Through meaningful conversations, we uncover observations and concerns unique to your life and family, helping us understand what success looks like to you, not just financially, but personally.
We get to know each other and understand your unique desires and values. We explore what's most important to you today and what you want your financial future to look like.
We prepare a comprehensive blueprint of your current financial situation. You'll complete workbooks identifying your objectives and satisfaction levels across different areas of your finances. We review everything together and discuss our observations based on your goals.
After reviewing your Blueprint, you'll understand exactly what we can do for you and what it costs. The choice to engage for the full planning process is entirely yours.
We review existing estate documents or help you start from scratch, clarify your wishes, and coordinate with your estate attorney to help ensure your legacy is protected and your values are reflected in every detail.
We align your portfolio with your goals, risk tolerance, and time horizon, using evidence-based principles such as global diversification, asset allocation, and cost-efficient implementation.
We integrate proactive, forward-looking tax strategies to minimize liabilities and enhance after-tax outcomes across your income, investments, and estate, working with your tax professionals when needed.
We model various retirement scenarios, test income strategies, and help define what financial independence means for you — whether that's stopping work, scaling back, or pursuing something entirely new.
After your plan is complete, we conduct regular reviews to keep everything on track. This includes 6-month check-ins and annual Lake Water Reviews to adjust your plan as your life evolves.
