Financial planning and investment management for high-earning professionals who are nearing retirement.
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Your finances are complex after years of success. We coordinate everything so you know exactly where you stand and can confidently plan your retirement timeline.
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Stephen
All reviews can be found on Lake Water Advisory's Google Business Page here
Todd
All reviews can be found on Lake Water Advisory's Google Business Page here
Corey
All reviews can be found on Lake Water Advisory's Google Business Page here
We know how to take a complex financial situation and organize it around your retirement goals.
No cookie-cutter plans. No overwhelming jargon.
Just clear coordination and a strategy that makes sense for where you are and where you want to go.
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We follow a proven 6-step process that coordinates every aspect of your financial life.
It depends on how complex your situation is. We'll talk about fees upfront so there are no surprises.
That's exactly why we're here. We make sure both of you understand everything before we move forward.
No. We work with what you have and only recommend changes that make sense.
Most people see their complete plan in 2-3 months. We spread the meetings out so you're not overwhelmed.
Learn About Our ProcessPerfect. We'll figure out what you actually want and build a plan around that, not some arbitrary retirement age.
Absolutely! We currently work with clients nationwide and utilize Zoom, phone, and emails to serve our clients wherever they are.
Schedule a Free CallIt often has more to do with what they don’t want vs. what they do want.
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They don't want to be sold products
They don't want to be told there's only one way
They don't want to be pitched the next shiny object
They want good advice and a thinking partner for making big decisions
We translate the meaning of financial planning into everyday language.
Rather than using predictable financial jargon like “investment planning, insurance planning, estate planning, cash flow planning and retirement planning” we break it down into four key areas:
Live - ensure a predictable source of income in the present
Grow - Grow your assets to ensure provision for the future
Protect - protect your family, lifestyle and property
Give - Give to the people and causes that are important to you
We're 3.0 Advisors
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1.0 / selling you insurance
2.0 / sells insurance and claims to beat the market
3.0 / holistic financial wellness. Proactive. A collaborative partner who serves in your best interest.
There is no income nor asset minimum to become a client.
We only require one thing: that you’re genuinely a nice person.
Our best-fit clients are those that have found some success but do not want to be burdened by the day to day complexities of their finances.
We are a Registered Investment Advisor and fee-based fiduciary.
Financial advice you receive from us comes from an objective lens rather than deep rooted conflicts of interest and sales quotas.
We’ll meet multiple times per year with ad hoc meetings sprinkled in between as circumstances in your life change or you want to talk!
We’ll review your goals and objectives, review what you’ve already done and craft a comprehensive financial plan tailored to what’s most important to YOU
You’ll get a monthly blog and emails with new content from our YouTube channel
It may not be!
We're not a fit for everyone.
You may have an acute problem that needs a quick solution that may not require a comprehensive plan.
We have a network of fee-only and fee-based advisors we would be happy to refer.
Financial planning may be a good fit for you if you’ve identified multiple areas of your financial life that need addressing and feel overwhelmed with making the right decision
Schedule a Free CallIndividuals: Pricing starts at $3,600
Families: Pricing starts at $4,200
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Detailed comprehensive financial plan
Tax & retirement planning
Insurance & estate strategies
Stock option considerations/strategies
Student loan repayment strategies
Two strategy meetings per year
Ad hoc zoom meetings or calls during the year
We charge a fee that’s a percentage of the value of the investments we manage, which is debited directly from the account. We don’t get paid through any type of investment commission, kickback, or other undisclosed revenue sources.
Detailed comprehensive financial plan
Tax & retirement planning
Insurance & estate strategies
Stock option considerations/strategies
Student loan repayment strategies
Investment planning
Two strategy meetings per year
Ad hoc zoom meetings or calls during the year
Absolutely! We currently work with clients nationwide and utilize Zoom, phone, and emails to serve our clients wherever they are.
Schedule a Free CallIt often has more to do with what they don’t want vs. what they do want.
They don't want to be sold products
They don't want to be told there's only one way
They don't want to be pitched the next shiny object
They want good advice and a thinking partner for making big decisions
A quick breakdown of what the 'getting started' process looks like - no sales or product pushing, just conversation & clarity
Talk with an Advisor
A phone call to get to know each other. We’ll keep it casual and make it mostly about you and little about us.
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We will meet to review our assessment of where you currently stand financially and how we can help add value.
These are important decisions that you are making for your future. It’s important you take the time to discuss as a family.
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If you decide that it makes sense to work together, we’ll start to collaborate & build a plan with action items to implement in separate phases.
